Most portfolio audits focus on what you own — which stocks, which funds, which allocation. This one focuses on something different: the structural layer underneath, where drag quietly accumulates regardless of how good your underlying investments are.
What the scorecard covers
The scorecard covers six categories:
Idle cash placement — Are your uninvested cash balances working as efficiently as they could be?
Broker and platform fees — Do you know what your brokerage is actually costing you each year?
FX conversion costs — Do you know the spread your broker applies when converting SGD for international purchases?
ETF selection — Are the funds you hold structured as cost-efficiently as they could be?
Tax drag from fund domicile — Are you aware of potential withholding tax implications from your fund choices?
Embedded costs in insurance-linked or structured products — Have you ever audited the charges inside your non-investment products?
For each category, you will answer three questions about your current setup. Your answers generate a score — not a verdict, but a diagnostic starting point. A higher score in a category suggests that area may be worth investigating further.
What this scorecard does and does not do
This scorecard does not tell you what to buy or sell, give personalized financial advice, or make any guarantees about your returns.
This scorecard does help you understand which leak categories may be present in your portfolio, give you a structured starting point for a portfolio review, and point you toward educational resources to go deeper on each area.
How to get it
Enter your email below. You will receive an email with a download link within a few minutes. The scorecard is a PDF — it can be printed or completed on-screen. The full scoring guide is included. Set aside 10 minutes to complete it properly.
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Free. One email with your download link. Unsubscribe any time. No financial advice. Asia Compounder provides general educational content for informational purposes only. Nothing here constitutes financial advice or a recommendation to buy or sell any financial product.